Life & Play

Did you know? How To Finance Your Eyeglasses with a Medical Credit Card (CareCredit)

Wendy Kagan
January 12, 2017

Perhaps you have your heart set on a new pair of stylish eyeglasses. Or it’s time for a comprehensive eye exam, followed by a much-needed upgrade of your lenses and frames. Is it in your budget? Yes—thanks to your medical credit card.




Did you know that medical credit cards such as CareCredit let you pay for healthcare and vision expenses in convenient monthly installments that are easy on your wallet? Even if you have vision-related costs covered by your health insurance plan, a medical credit card can help you pay the deductible, co-insurance, or copay. When it comes to eye health, a medical credit card has you covered for any out-of-pocket costs wherever the card is accepted, including at your neighborhood Cohen’s. (And yes, those gorgeous Prada frames are included.)

CareCredit Offers No Interest if Paid in Full within 6 or 12 Months*

On qualifying purchases of $200 or more made after discount with your CareCredit credit card account at enrolled provider locations and select retailers in the CareCredit Network. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within the promotional period. Minimum Monthly Payments required. Required monthly payments may or may not pay off purchase before end of promotional period

You can use your medical credit card wherever it is accepted to pay for anything related to eye health: eye exams, glasses, contact lenses, and even LASIK or cataract surgery. When you purchase eyeglasses, you can use the card not just for the corrective Rx lenses but also for the frames and even the coatings on the lenses. There are no restrictions in the cost of the frames—so you can spring for the ones you love best. And with a financing plan to make them affordable, why not?


A Helpful Addition to Health Insurance

It’s important to remember that a medical credit card is not a replacement for your health insurance policy. Rather, consider it a handy little helper in addition to the coverage that you already have. Depending on your health insurance plan, you might have to pay a sizable deductible, copay, or co-insurance when you purchase eyeglasses or an eye exam. By charging these costs to your CareCredit or other medical credit card, you’ll be able to pay off the balance in bite-sized monthly installments that fit nicely into your budget.
Thankfully, the staff at your local Cohen’s is well-versed in both health insurance and medical credit cards, and can answer any questions you might have about both. Your neighborhood Cohen’s proudly accepts most health insurance plans as well as the CareCredit card. And applying for CareCredit is easy.
Now: Are you ready to use your medical credit card for those beautiful new eyeglasses you’ve been coveting, or for that much-needed eye exam? Find a Cohen’s location and let’s get rolling.

* No interest will be charged on the promo purchase if you pay it off, in full, within the 6 or 12 month promo period. If you do not, interest will be charged on the promo purchase from the purchase date. Any discount will reduce your total purchase amount and may result in you not satisfying the minimum qualifying purchase amount required. Regular account terms apply to non-promo purchases and, after promo period ends, to the remaining promo balance. For new accounts: Purchase APR (interest rate) is 26.99%; Minimum Interest Charge is $2. Existing cardholders:  See your credit card agreement terms. Subject to credit approval.