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FSA & HSA Accounts

Using your FSA & HSA for glasses at Cohen's

Cohen’s Fashion Optical has spearheaded the fashion eyewear scene not only in New York, but all across the East Coast, for the better part of a century. Today, we carry on our tradition of serving the region’s most prominent tastemakers by providing quality products and convenient, accessible services. Seeking a simple way to fund your next exam and eyewear purchase at Cohen’s? Consider using your FSA or HSA.

What is an FSA?

A flexible spending account (FSA) is a unique bank account designed to help you cover medical expenses that aren’t already covered by your insurance plan. These accounts must be set up through an employer that offers FSAs, and each account has a limit that varies by year. One of the most notable benefits of the FSA is that the funds inside these accounts are untaxed – though they must usually be used within the year. Eye exams, eyeglasses and contact lenses are all among the many types of expenses for which FSAs may be used.

What is an HSA?

The health savings account (HSA) is fairly similar to the FSA. Like FSAs, HSAs allow you to store untaxed dollars for use in a medical context, and there’s a limit that changes from year to year. Rather than being offered through employers, however, these accounts are only offered to individuals and families using a high-deductible health plan (HDHP). They’re designed to help you pay for deductibles, copayments, coinsurance and other key expenses to help minimize your overall medical costs. This includes glasses, sunglasses, contact lenses, eye exams and other expenses you may run into while seeking eye care.

Other options

Not planning to use an FSA or HSA for glasses? Cohen’s Fashion Optical strives to accommodate the diverse needs of our valued customers by accepting a variety of payment methods and major insurance plans. Payments can be made via cash, personal check and credit card, as well as select third-party credit providers, including CareCredit. For a full list of accepted insurance plans, contact your local Cohen’s location today.

Schedule an exam

Each Cohen’s Fashion Optical store offers simple exams through on-site optometrists, as well as a carefully curated selection of luxury eyewear from designers you know and love. Schedule an exam at a location near you to get started.